Voluntary Health Insurances

In addition to the statutory accident, employment pension and other insurances, the employer may prepare himself/herself for different types of personal damages and expenses by voluntary insurances. Voluntary insurances might be an excellent way to gain more impressing profile as an employer both when recruiting as well as keeping the existing personnel.

The insurance companies provide for example the following voluntary insurances:

• Supplementary pension insurances that complement the employee’s statutory pension cover

• Medical expense insurance, which complements the security of workers in cases of sickness and accident situations for the insurance covers such illness and injury care and research costs that are not covered by statutory accident insurance and who fall outside the FPA's health insurances as well

• Private accident insurance, which complements the employee's insurance coverage during free time and improves the mandatory insurance coverage

• Voluntary group life insurance, with which a company can obtain additional protection for workers and their families for death

• Travel insurance, which can be made injuries occurring during employee’s travels, such medical expenses resulting from illness, trip interruption expenses, and baggage damage expenses.

The best way to find out about the content and conditions of voluntary medical expenses insurances is by making inquiries to insurance companies.